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Welcome! You Can Find Great Information on Louisville, Southern Indiana, & surrounding area Real Estate here!  Choose A team with a proven record of quality service. We can show you any home that is listed at NO COST to you! Call May Team Realtors today! Contact us with confidence! We guarantee your privacy will be respected. We offer the services on this site free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
Relocating to Louisville?
Our Kentucky Derby Festival kick-off is coming soon! Thunder Over Louisville - the Derby Festival's Opening Ceremonies - is one of the more than 70 events produced by the Derby Festival in the spring. The 2008 Thunder Over Louisville, themed “Out Of This World,” is set for Saturday, April 12, and will be the will be the 19th annual production. The show is sponsored by Caesars Indiana, E.ON U.S., Meijer and UPS. The Kentucky Derby may be its claim to fame, but the famous horse race isn't all Louisville has to offer. Nestled on the banks of the Ohio River, this Southern city has loads of small-town charm, a cosmopolitan riverfront district, a diverse art scene (thanks to the Kentucky Center for the Arts & an diverse group of artisans who call Louisville home). There is a rapidly growing foodie market with several Restaurant Rows to select from. There is something for everyone! Sports lovers should make a stop at the Louisville Slugger Museum. The Louisville Slugger Museum & Factory is one of the city's most popular attractions. The location is well-marked by the World's Biggest Baseball Bat that casually leans against the side of the building. Guests are invited to learn about the Official Bat of Major League Baseball – Louisville Slugger. Thrill-seekers can take a ride on one of the world's longest stand-up coasters at Kentucky Kingdom. History lovers can sip mint juleps on an Ohio river cruise aboard the Belle of Louisville, a National Historic Landmark! The Star of Louisville offers day / evening dinner cruises. Louisville's water front park & Belvedere offers well lit walking areas, playgrounds, & picnic areas for family enjoyment. There are bike rentals & frisbee area, too! |  | | | Churchill Downs | |
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First Time Buyers >The Down Payment
Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.
If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.
When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.
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| Q |
What areas are known as the 'silk stocking' districts of this famous city?
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| A |
In Central Park West, Fifth Avenue and Park Avenue in Manhattan, apartments go for $222,610 to $282,709 per room. |
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